University students in Germany must have health insurance. This includes exchange students.
This page includes advice for students on undergraduate and Master's programmes. If you are a doctoral student, you should seek advice about insurance requirements from the Welcome Centre.
As a student on an undergraduate or Master's programme, you will have to show that you have health insurance to complete your matriculation (enrolment) at the University of Passau and also when registering for a residence permit with the Ausländerbehörde (the foreigners' registration office) of the City of Passau.
There are two ways to get proof of health insurance:
- Try to get an existing health insurance policy recognised. If you are already insured (e.g. in your home country), with unlimited coverage for your stay in Germany, you may be able to obtain proof of insurance.
- Sign up for health insurance in Germany: You can register with one of Germany’s government-backed health insurance providers, or you can buy a private health insurance policy in Germany which needs to fulfil a set of requirements to be recognized.
If you are about to enrol on a degree programme, whichever health insurance option you choose at the start of your studies becomes irrevocable until the end of your studies.
You must contact the office of a statutory health insurance provider to get confirmation of health insurance. Only statutory health insurance providers can issue this confirmation.
The statutory insurance provider will transmit the confirmation of your insurance status to the University electronically. Please contact a statury health insurance provider (Krankenkasse) for advice on your options and to find out what documents you will need to submit.
If you have been asked to enrol/matriculate by a certain deadline, you must submit your enrolment application form by that time.
To obtain the proof of health insurance needed to enrol, you can e-mail a statutory health insurance provider (see below) before your arrival. Should you not have obtained the confirmation by the matriculation deadline, you will be able to send this in later. Your enrolment will be completed once all required documents have been received, but you have to submit your enrolment application before the deadline expires.
IMPORTANT: If you do not already have proof of insurance, you must instead provide proof of contact to obtain proof of insurance (e.g.: screenshot of email).